Online IPIN (available on demand) to gain access to your personal bank loan Account and acquire your bank balance.

To produce part pre-payment, you ought to phone our 24×7 CitiPhone helpline. As soon as you inform the lender of the intention to prepay, the lender will think about your demand and verify the sum that is final qualify to prepay. After making the pre-payment, you’re going to have to carry on repaying the subsequent EMIs as per the repayment routine shared by the lender. The partial pre-payment facility can be acquired when in year.

When do i must pay Late Payment Charges?

The date that is due the repayment of EMIs will be 1 st of each thirty days, following thirty days of Loan disbursement. Re re re Payment directions will be presented from 1 st of any thirty days. We however don t charge any belated repayment fees just in case the re re re payment is delayed. How can I discover how much is outstanding on my loan? If you should be a preexisting Citibank on line Banking consumer, you will see your overall loan stability on the web, but please be mindful that this isn’t always your settlement that is final figure. Instead, to discover the outstanding stability on your own personal Loan simply call our 24×7 CitiPhone helpline. They will be in a position to supply you with the most present home elevators your loan.

How many times will I get a declaration?

Statements are issued annual in the 31st of March and mailed to your many present target supplied to us. If you would like a declaration released any kind of time, just call us on our 24×7 CitiPhone helpline figures supplied right right right here or make use of your Citibank Online IPIN (available on demand) to gain access to your personal bank loan Account and get your bank balance. Let’s say I have significantly more concerns? If you are Citibank Consumer, please use the ‘online question’ facility to create to us. If you should be maybe not a Citibank Customer, please phone our 24×7 CitiPhone helpline numbers supplied right here.

Willing to make an application for your loan?Click 4 Call.

Stipulations use. Issuance of loan has reached the discretion that is sole of, N A. Citibank reserves the proper to ask for almost any extra documents from the applicant. Client can combine stability of no more than 2 charge cards and 2 loans that are personal. Consumer can avail a debt consolidation reduction loan all the way to Rs. 15 Lakh. The loan that is final and interest price relevant are going to be susceptible to eligibility, according to Citibank’s credit processing requirements.

Partial pre-payment is permitted after year of loan tenure. Consumer can work out this only one time in 12 months. Consumer has to pay in multiple of EMIs. Component pre-payment quantity can be just as much as 5 months EMI quantity and the least 2 month EMI amount. When it comes to precise quantity, client has to phone CitiPhone.

What’s ‘outstanding stability’?

Outstanding balance could be the total quantity you have actually staying in your unsecured loan at a particular provided time, excluding accrued interest and charges. Can there be a cost for scheduling my loan? Yes. As soon as your personal bank loan is approved, that loan Booking Fee as high as 3 associated with the sanctioned loan quantity could be charged. How can we pay the mortgage Booking Fee? The mortgage Booking Fee will likely be deducted through the loan quantity sanctioned during the period of disbursal. For instance, a Rs. 1,00,000 loan by having a thought maximum of 2.75 Booking Fee can be a loan amount that is available .

You can make use of a personal bank loan for just about any function such as for example, home improvements, preparing your fantasy wedding or tidy up a balance consolidation loan to your finances. Nevertheless, according to RBI laws, you may be lawfully bound to not utilize Loan for almost any antisocial, unlawful, or speculative purposes. Nor should you utilize the mortgage funds to buy of silver in virtually any kind, including silver bullions, coins, gold jewelry, gold exchange traded funds, and gold shared funds. It is relevant to any or all unsecured loans. Exactly just How quickly do I have your decision? In many situations we provide choices in matter of hours, though there might be occasions whenever we require more info before we could complete the job.

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